July 14, 2024

Use these tools to get your debt-free date and find out how to pay off debt. Then read our best tips for paying off debt to see how you can boost your debt payoff.

This calculator can help you wrangle your debts. It shows your debt-free date with your current payments, then how much faster you’d get there by paying more each month.  You can also compare debt snowball and debt avalanche payoff plans.


Here are some common strategies to boost your payoff speed:

Should you keep paying off your debt as is, or is there a faster way to pay it off? Use this quiz to find out; having a debt strategy can save you time and money.

With your NerdWallet account, you can track and compare your spending over time and find opportunities to save.
Sign up to link and track everything from cards to mortgages in one place.

Disclaimer: NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.
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